Modest Beginnings
I come from a very modest background. We were a working-class family in a low-income area. My parents worked right out of high school. There were times that even at a young age I knew we were struggling, but we were blessed in that we never felt hunger, we never worried about where we would be living, and most importantly we never felt unloved.
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Mom, Jere (my brother) and me! |
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Dad and me; he started me on gaming early! |
I knew early on that there were many wants I could not have and everything I had, I had to earn. I admit it wasn't without drawbacks. At the time, I felt jealousy. As a teenager, I can remember being angry when I compared what I had to what my friends had and how I had to work to get those things. As a 27-year-old, "things" are quickly losing their value. As a 27-year-old, I'm grateful for my upbringing. I was gifted something that many do not achieve in their lifetime. I was given the gift of perseverance, determination, respect, humbleness.
My parents always pushed me to do more, to do better. I did well in school and they knew they could push me to further my education. I never once thought I wouldn't go to school after high school. I'd be the first in my family to further my education because as modest as my upbringing was, my parents' upbringing was even more so and they did all they could to give me the building blocks to keep going. I had eyes set on a Ph.D.
A Millenial Cliche
I attended a community college for the first two years and earned my Associate of Arts in English and Psychology. I then went on to graduate from Georgian Court University, a wonderful, small school on a beautiful campus. I had no more than ten other students in each class. As an aside, I'd recommend them in a heartbeat to anyone looking for a small, humble environment.
I began my teaching career in 2014 with my Bachelor of Arts in Psychology and Elementary Education, along with my teacher of students with disabilities endorsement. I was hired not long after graduating, a gift in and of itself. Still, I, like many, graduated with almost $50,000 in student loan debt, and that was after I received a good amount of funding from scholarships and grants (about $10,000 or so, to be exact).
I worked while attending school and commuted to class. I paid for what I could but the interest was like a black hole. Some of my loans had a 12-16% interest rate and had grown phenomenally since I started school. When my deferment period ended, I was left with a (minimum) $700/month student loan payment. I'm not sure if you know, but teachers don't make much. $700 was almost 30% of my take-home pay. I still had to keep a roof over my head and food in my stomach. My goals of grad school were seemingly abolished. There was no way I could afford to be in any more debt when I was struggling to pay off what I had.
Truth be told, I hunkered down (and am still "hunkering"). Granted, I still don't have many "things" but I never worry about bills being paid or food being on the table. I've managed to pay of $20,000 in two years (I'll do another post and link to this one on how I've done this with some financial tips I wish I knew before starting school).
I still have over half to go but I've been chugging along. I've been asked a few times about going to grad school but my answer has always been, "I'd love to but just can't afford it." Or, "I'd love to, but I'm still paying student loans." It's disheartening. I'm getting older, I'll want to start a family soon. I had given up on the idea of going to grad school. Besides finances, I was already short on time and just plain tired whenever I did have any. Not only was/am I a millennial cliche, but a teacher cliche as well. Overworked, overtired, and paycheck to paycheck.
WGU to the Rescue
I can't remember how I first came across Western Governor's University - perhaps an ad in Facebook was listening to someone ask me the previous questions haha (but not really). I saw them around 2016 and it was something in the back of my mind that would pop up every so often. I knew they were online and that it would work with my schedule. This past year around June/July I started to really look into them. What I saw left me in disbelief. Around $3,000 for six months of (unlimited) credits. No pay $500 per credit like the other schools I had researched. $3000, flat fee, everything you can fit in six months time. There have been people to complete programs in the first six months! Fully accredited (believe me, I checked with my district and researched like crazy). They had an exact program I wanted (M. Ed. Learning Design & Technology). It was all too good to be true, there had to be a catch. I decided to make the call.
Guess what. There's no catch. It's all real. They're extremely professional and there are loads of student services in place to maximize student success. I applied, was accepted, and I started September 1st (that's flexible, too). So far, I'm loving my experience. I've just wrapped up my fourth course with two months to go before my first semester ends. I'm hoping to finish another 2-3 before then! Last month, I received a WGU Excellence Award. Talk about a confidence booster. Here I was not even six months ago dragging my feet about not being able to achieve this goal. Now I'm enrolled, kicking a** and receiving an Excellence Award to boot!
I can't stress enough how much you should check them out if you're thinking of going back to school. If you're interested in learning more, check out this referral link:
https://www.wgu.edu/landing/referfriend4
For now, I'm off to make dinner!
Jess